Kent, have you figured out how much you'll have to pay a month when you take out a loan to pay off the rest of the car in 3 years? I'm just interested at the numbers...I have a chart somewhere I took a day to make last year that details my income (assuming I stay at the same job and same college) and budget for the next 3 years and so far it's been pretty accurate. In 2 summers I should have only about $4000 in loans and around $8000 saved, which I plan to put down on an '02 S2000 if my Accord is still kicking or something with FWD/AWD (RSX-S or S4) if it's not. Yes, us young people can manage finances just fine