Thanks guys!!!
For the record, I sold my Accord Coupe to my mom for $5,000 even. Actually $1,500 ::coughcoughsalestaxcoughcough:: but yeah. KBB was like $6300 so even with the slipping transmission (that just WON'T go down!) she loves the shit out of the car and whatever works for her y'know. She's coming from a 96 Mercury Tracer. My mom and dad are upper-middleclashish but they don't live a lavish life as far as cars and houses. My dad likes to keep his debt to income ratio fairly low. He drives a 95 F-150 with 170,000 original miles on the engine (5AT rebuilt at 132ish)
Anyways. Here's how it stacked up:
Purchasing the car with 8,000 down:
60mths - $330
66mths - $315
72mths - $299
Leasing the car with 6,250 down using a 15K/mpy limit (pffh..):
36mths - $176 (My dad and the dealer talked me into Road Hazard and Acid Etching which made it $198. If someone steals my car and it comes back totalled or just doesn't come back at all they give me $5,000 AFTER my insurance pays the car off)
Insurance is $233/mth for full coverage on a $500 deductable with a few options such as roadside, free towing, rental car, etc. I have 1 speeding ticket on my record from March 04 (3 total, but 2 were back in 2002 and don't count anymore)