thanks all
here's the deal....i leased it. here's why leasing works for me:
- get tired of cars easily
- like having new cars
- didn't want to put a downpayment
- wanted lower monthly payments
in retrospect, i wished i leased the G35. i put down $9k on that thing and paid $564.53/month (60 month loan). after selling the car and paying off the remainder of the loan, i was left with $8k. i like how that $8k looks in my saving account. so rather than spend it on another down, im gonna leave it there.
my lease payment for the S2000 is $370/month, for 36 months (15k miles). i paid $631 for the "down" which is basically the first month's payment and fees. the residual value is $19,545. three year old S2000's hover in the $20-22k range, so i'm not worried if decide to keep it.
as an added bonus, my insurance went down $176/year :screwy:
overall i'm saving ~$210/month. i also have an extra $8k sitting in my bank account. when i'm done with this car, i wont have to deal with selling it again. unless there's a serious flaw with my thinking, this is a win-win situation for me.