I have a fairly clean driving record too. They asked how many "violations" within the past 36 months, that's only ONE speeding (1MPH-10MPH over) ticket.

Geico quoted me over $500
Progressive quoted me like $800

What the fuck is up? I even get a "Good Student" discount because I have over a 3.0 at college.

You guys paying less than $200 who are my age, I'd like to say you're all full of it, but the scary part is you're probably not.