See, if I can get my Accord sold here in a month or two, that drops the amount I need to borrow down to around $13,000 (give or take $1500). That'll drop my monthly payments down to under $300 (close, but under.)

As far as car insurance, as long as I maintain my 3.0+ average in college they generally don't have a problem paying it for me. (they recently edited the verbal contract to include "without dropping any classes" lol)

I just got off the phone with the bank and my credit score is 715 which the lady said was pretty damn good for my age. I only have one credit card and I pay it off 100% every month, 19% APR would blow.

The moral of the story is, yes indeedy I am getting a Type-S this summer. And as far as dropping an H22 into my Accord and doing an automatic to manual conversion with an engine thats PROBABLY older than my car -- I say fuck that. That's going to cost more than the current KBB value of the car because I can't do the work myself.

The whole point of getting an RSX-S was not for it's surplus of high-revving friendly-modding ass-kicking power -- it's so I can get a new car. I want a smaller car thats more powerful and gets as good or better gas milage. That seems to fit the Type-S to a T, and well -- as far as the high-revving, friendly-modding, ass-kicking power -- we'll just call that a bonus