Sorry to hear about you car, i'd be bouncing off the walls if that happened to me.

After reading this thread, and realizing I only have PL/PD (Liability) on mine, I called my insurance and got Fire/Theft added to my Integra (they just have to wait to get pictures of the car to see the condition, so im mailing those out tomorrow). Its only $20 more a month, well worth it in my case, especially since I have some plans for audio in my car...