the general % is around 130% of wholesale book value. the prob with a itr is that it has no book value for wholesale, just retail. finance companies aren't going to use that number. nada does have a wholesale value for it though. i was able to secure 100% on mine but i had to go through some hoops to get it. find out the loan vs. car value terms before accepting a loan offer or else you may end up backing yourself into a corner.