Originally Posted by DC2
Not going thru insurance

h:. Agent said it'll double.
How many points do you have on your record?
I.E., accident w/ injury = 2 (in the last 3 years)
Moving Violation = 1 (in the last 2 years)
Accident w/out injury = 1 (in the last 3 years)
So, how many points do you have?
If you don't have any, your accident wont raise your rates at all.