Ahh you are entirely missing the point. They are worried about you filing a lawsuit. Thats why they want to know about your injuries & get you to make a statement, so that they will be able to use it against you in a lawsuit. Don't talk to them. Also, if you retain an attourney, they can no longer discuss the matter with you, they can only talk to your lawyer. If you have any serious injuries you should definitely see a good lawyer. It won't cost you anything either, at least not out of pocket. They will take 1/3 of your settlement as payment. I got rear-ended and suffered whiplash injuries about 8 years ago. No broken bones or anything. I had to treat with a chiropractor & I also went for massage therapy which totally ruled. My first settlement offer was $3,000, which I refused. Then they offered $5000, $8000, and finally $12,500 which I accepted. My lazy scumbag lawyer wanted me to settle for $3000 so he didn't have to do any work. He told me all kinds of BS about how I didn't really have a case etc. Don't listen to them, hold out for a better offer. After they paid out some expenses and took their 1/3 fee I walked away with just shy of eight grand.