yeah. if your not going to fix inside of it and just fix the bumper and the lights just take the money insurance is offering and do it yourself... its just bumpers and taillights.. you'll save an arm and and leg and get some extra cash in hand...

you can probably buy the parts off on ebay or some other honda forum, if not this one, for 100 and get it painted for another 100 or 2..

Was your exhuast damage from this accident.. might want to check it to see there are any cracks..