Originally Posted by rabidmonk
The ring I got my wife when we got engaged was less than 2k. She didn't want anything very large or expensive because in case anything happened to it, she said she'd feel really bad.
Simple solution........INSURANCE. Schedule it on your homeowners insurance and the problem is solved. You better believe that immediately after I walked out of the store, I had that ring insured in case something happened - that is just to much money to spend and not take the proper precautions. For example, I just renewed our homeowners insurance and it costs +/- $75 a year to "schedule" my wifes rings (engagement and wedding) - value of about $7,500 ish. IMHO that is a small price to pay to know that you don't have to think twice about the ring ever again.