If it's reoccuring(<-- is that spelt right? eh..) then you should make a little calendar of it, knowing how much is going to come out of each paycheck for that bill(s) and how much you have to put into savings.

Basically, I just pay what I have to while everything else stays in my savings account, kind of nice having online banking. I just keep everything in my savings account and when I have to pay a bill, I transfer the funds to my checking account then use my Check Card to pay that bill either on the phone or on the internet.

That way, I don't spend what I don't have to. It's also nice, because before I go out I will limit myself to the amount of money I can use (by transfering to checking) since the card only takes out of the checking account. (

Bleh, anyways, it works