Originally Posted by saga
Get a cc MPerson. Just always pay it on time. Start building your credit early. Just don't mess it up like I have. I'm only 20 and I'm already trying to rebuild my credit rating. That's what I get for getting my first card at 16 and also for trusting my parents with using my card and paying it off. I had never had a late payment until I let them start paying it. Then it lapsed three months twice in one year. But yea, get a cc and just buy one thing a month and pay it off on time. You'll be happy you did it when you go to get a loan for a house in ten years.
So if i spend about $50 a month on my cc and pay it on time, i get the same credit as if i spent $500 a month and paid it on time?