Insurance for my 04 Accord coupe 4 cyl is now at a bit over $3000 per year, so I'm a little bit unsympathetic to anyone else's insurance woes. =) You're right about BMW maintenance typically being more expensive, but if you like the car you might want to call your local BMW dealer or service station, see if its really prohibitively expensive. My apologies if I'm being annoying with this, but I have a bit of a lust for BMW cars.

I'm confused about something though. The invoice price of an 04 TSX non-nav 6 speed is $24,174, according to Edmunds.com. Do you work for the manufacturer?