pontiac is shit...resale sucks ass...that G35 is just a 350Z in a tux...i'd get the Z...volvo's are for old people...i'd go with the accord...we use NADA to appraise cars...to get a general idea of what your trade's worth, go to www.nada.com, click "what's it worth?" and book it out. use average trade in...the actual figure will probably be lower than that, how much lower depends on what the used car manager thinks the market value for that car in the area is...for example...somebody might bring in a hummer on trade...it's book value may be 30,000, but in our area there's no way we could sell that thing because we have no market for it...so we wouldn't be able to give as much as a dealer that sold alot of hummers...for future reference, KBB is shit... dealerships and banks go by NADA values for trade, loan, and retail. if i were u i'd just go ahead and trade the tundra in and just deal with the negative equity. you'll lose more money by waiting to pay it off. lets say you spend another 5000 (the 4800 u say you still owe plus interest charges), the average trade depreciates 150-300 a month depending on the vehicle...by the time u spend another 5000 to pay it off, it could be worth up to 1800 less than it is now, so u'll be losing at least 1800 just by waiting...not to mention the gas savings...if you spend an average of 200 a month on gas now, the accord probably get's up to 70% better gas mileage than that tundra...that would save you up to 140 a month in gas, in 6 months that's another 840 dollars bringing the total losses to 2640 just in gas and resale, not to mention the fact that honda's running special interest rates right now that wont be around in 6 months, and you said that the guy was willing to give u a hell of a discount on that accord...big sales like that only come around this time of the year, instead of wasting another 2640 in gas and resale, plus another 2000 in dealer discount, why not take advantage of the savings and get out of that tundra now? Also, if that tundra's out of warranty i'd definately take advantage of the savings on the accord NOW...why chance the engine, transmission or some other part with a 2000+ price tag going out? u get a car with full warranty, save you up to 140 a month on gas, could save u 200 or more a month on your note, why not take advantage of those savings today? i know i would if i were u.