I was thinking it was the card's fault. Not sure if I can cool it more. Last time I looked there were just heatsinks for it with no fans.

I'm running:
AMD Athlon XP 2500+
Asus A7N8X-Deluxe MB
Geforce4 mx440 64mb DDR
256mb DDR400
and a bunch of fans.

I checked my voltages, they're all within specified parameters, the only thing out of place was my cpu heat.

MB temp: 33C/91F
CPU temp: 63C/145F

It usually stays below 55, that's why I'm thinking that's the problem.