Well, sounds like you are all like college ages here... I am 25. and i do feel that teg doesn't get much attention anymore.. am i right? maybe in high school it still does. cause i do see many high school kids checking out my car. and kept on saying nice cars and stuff.

well, my teg has only liability insurance, that is why it is only $60/month, I was on full coverage for 4 years for $200/month, if you count that right. 4 years i have overpaid 2400-720 = 1680 * 4 = $6720 , that is a lot of money.. and it was $1000 deductible. I was in couple of minor accidents, but all ended up paying it myself. But the car was worth more money 4 years ago, i had to get full coverage.(also you never know maybe i could had my car stolen and i loss everything on the car) I do live in a safe area though. now i am taking my chances.