I got a Type R as my first car. I did alright no wrecks. You just half to be responsible and not show off to your friends all the time. In snow you don't want to drive with an R. I would suggest getting another car like civic first and then in the summer get a type r. i also have a crx to drive when snows and things. So you can get an ITR first just be responsible and you'll be alright. My insurance by the way was about 200 a month.