Yeah honestly, If the crooks at the insurance company who have taken my 150 bucks a month (was 180 for a long time in Highschool) and have never had to pay out anything on me except for possibly 500 dollars once, ( I have been insured for 7 years now) Decide that they can say "Hey, you didn't have that bolted down" you deserve jack all, by the way, your payment is due, here's your bill, thanks for your patronage", you can be damn sure im going to do whatever I can do to get my money back.

Thanks for your input so far. Hopefully my State Farm works of the stakeholder model and helps me out since I have been giving them my money for quite some time. I guess I will have to wait and see though.