I am in school ahd have nothing. i'm having to get a full time job to pay my own bills and everything, and without a car , i would ahve no job and no way to survive. as for me, school can wait at least a few months. i've already been to school for 2 years with NO CAR which has left me in some seriously unfavorable conditions because i have no job and no money and can barely pay for school with my savings, and 3-4 months of taking a break wont hurt me. i can catch back up next semester. but seriously, think about what you want to do and what would help you the most. take your time- and dont rush.