I just turned 19, and am paying 1700/year for minimum coverage on my 91 accord. 1 ticket(not a complete stop @ a stop sign), 2 accidents(only 1 my fault, dunno if insurance knows about the one that wasnt my fault). Sux, I just cant wait till i turn 23... so it can drop. What pissed me off is that it went up 50% after my accident, the other car had about 2-300 dollars damage, and I had to fix mine since i dont have full coverage.... and i didnt get a ticket for the accident. I think they are just screwin me over... I knew it was gonna go up.. but 50%