Originally Posted by axemansean
Does anyone know how much my insurance is gonna jump. The cop looked at me and said are you sure you are ok? He almost said given by the damage on my car she was going too fast, but didn't because then I'd have a case.
That's why you should call your insurance company. They have done tests to determine what kind of damage should be caused if she was following the speed limit. In some states, if a person is in an accident and it's determined that they were speeding, almost all the fault goes to them.
As for the rates going up... If the damages are under $1000, you may want to consider paying it out of pocket. This will keep your rates down. I doubt they will be from the discription, but if you can get used parts from a junk yard, even if the colors don't match, you can get it painted later.
Also, it depends on your age. If you are in the 16-21 bracket, your rates will most likly jump by 10-30% depending on your company.(I'm basing this on my two accidents with American Family Insurance)
Originally Posted by axemansean
I love my friends... I am not sure if I am hurt or not. My body has a high threshold of pain, so he is making me call him every 20 minutes so I don't fall asleep.
That's awsome man. It's always a plus to have friends like that. You may want to have a friend spend the night too, just in case. Also, it won't hurt to have someone to talk to and take your mind off of stuff.
I hate to think the worst, but internal bleeding doesn't really have a lot of symptoms. So a friend with you would give you some extra protection. You may have cracked/broken a rib. In that case, all you can do is let it heal over time. Take some pain killers if it gets too bad.
Keep us posted!!!