if you want the interior you might want to do that BEFORE the insurance company looks at it, because if it is totaled then they factor in everything into the settlement and then you can't take anything out of the car. I had just bought a 95 integra and 2 weeks later someone hit me and it was totaled and the insurance company looked at it and i couldn't even take my cd player out of the car after that Oh yeah and if they say it is a total loss they will ask for the title to the car so yes they will take the car unless you want to keep it and then they will subtract the salvage price from the settlement price.