I'm in california, I have 21st century insurance... its pretty high but not that high..its 1300 every 6 months... and im only 17...maybe because my mom has been with the company for so many years?? im not sure, but i would find a better insurance company, or raise your deductable...and start saving the extra that you would have to pay to the insurance to save your a$$....and save it for yourself...incase you get into a fenderbender or what not...if you dont, then at least u have the money, not the insurance company!!

just my insight...hope it helps