do not go with your first mortgage offered to you. i suggest you shop around at least 3 different lenders cause some lenders try to trick you and rip you off so their brokers get commission. a ~70k income (combined husband and wife) can get you a ~180-220k home from what i know.

or you can do a 'stated' income if you are self employed and cant prove your income and buy an even bigger house as long as you can make the payments.