yeah....I have insurance
Anyway, what I am trying to say is that ALWAYS wear a helmet. I wasn't doing any tricks or anything fancy. I was just going down the hill, took a turn, and hit a bump I didn't see. I am not an awesome snowboarder, but I am pretty decent

still....that helmet sure helped.
Here is the wierd part, I bought the helmet....THAT morning. My trip was pretty weird. I broke my toe strap on my right binding after the 3rd run......I figured I can get to the bottom of the hill with just the ankle strap so I can get a replacement. Well, that strap broke after the second segment of the run.....so I walked my ass ALL the way down hill. I got the replacement straps....installed it....came back up hill and had 2 more runs. The next day.....Saturday.....I thought...hey, I should get a helmet just to be safe. Best $50 I ever spent.