As for insurance, it didn't go up at all.

As for the turbo kits...
FMAX and DRAG are almost the same kits. Just different fuel setups. The fmax comes with a mf-2 additional fuel injector controller. That's what makes it suck. The additional injectors are before the throttle body which makes for inconsistent fuel atomization. Cyl. #1 may puddle fuel as where #4 will run lean.

The DRAG kit doesn't come with too nice of a fuel setup either, but for $2900 you can't beat it. It comes with a vortech 12:1 fp riser and fuel pump. That increases fuel through the existing injectors so you can actually tune it.