I don't know and I don't want to know. It's a depressing subject... I'm addicted, plain and simple.
I have a really great situation going for me right now and it allows me to do what I want. I've found a job that pays me what I want (almost) and I am just about bill-less. I owe $900 on my car and it'll be paid off in the next month or two.
I'm about to start an Associate-holder Bachelor program on the web so that'll ding my wallet for a while, but a BS in IT in 13 months is a good deal.