Im 19 and have a very good job. I am fully licensed and sell insurance. I rent a 4 bedroom house with three friends, have a cell phone, pay insurance for 2 cars, 2 car payments. Sometimes i get low on cash like right now my engine just blew up in my integra but i make enough to slowly invest in both my cars. It does take time. You just have to look around and find good used parts for sale and buy the parts cheap. I got my almost new zex kit for 350. The cars have definetly slowed down since i moved out but its just about how you want to spend your money. I would rather buy car parts then go grocery shopping and just go to my parents to eat. I pay all my bills first and then the rest goes to the cars.