OK...

Mortgage $508 (refinanced DOWN from almost a grand!!!!!!!!!!!!)
Home ins $60
Car ins $65
Elec $200 *up to $300 in summer* gotta LOVE the desert!
Water $50
Gas $30
Sewer $50 per quarter
Home owners association $25
Cable / Internet $75
Property Tax $99

$1162.00

No credit card debt!!

OK so there....