Living paycheck to paycheck sucks. I made some huge mistakes financially when I first started establishing credit... and effed up big time.... I fortuantly fixed those mistakes.. and reestablished good credit. But I should never have bought the car I have now. I had a perfectly good 95 Civic that was less then a year away of being paid off, and was HALF the payment I have now. I had very little in savings.. and when I got laid off... that went down the tubes quickly. From July 02 to July 03 I was unemployed for 9 months out of that three month period... and now.. because of all the shit that accumulated in that time period.. my credit is shit.. and I'm forced to live paycheck to paycheck. AND IT BLOWS.