Well, I did not have to get Sr-22 insurance and I found out when it necessary that you must have it for everyones reference. After receiving a DUI, everyone is required to maintain Sr-22 insurance for a period of 3 years in addition to your regular insurance. The other time that it is required to have Sr-22 occurs when you get enough points to have your license suspended. The catch is that you only have to get it if you were not covered by 1.) bodily injury protection and 2.) property damage liability at the time of your suspension. So if you have full coverage at the time of your suspension you will not have to get Sr-22 provided you can prove that you had full coverage. So, everyone knows Sr-22 is super expensive to get and its in addition to your regular insurance which is already going to be high because you are a bad enough driver to have to get Sr-22. From what I can tell, people say Sr-22 is like $300 a month. or about $2400-2500 a year. Thats expensive as f*ck. Plus you'll have to pay your regular premiums and you must maintain Sr-22 for 3 years and if you miss one payment you have to start over for 3 years again until you make all payments regardless of your driving record. Sorry about the long post. This applies to Florida people only.