wow str8bklam thats a big deal u got here i pay like 100 times more than any price i seen post here damn need to move out of nyc this suck, i pay about over $3,000 not even full coverage and i know the agent we friends and full coverage is $7.000 here and i never had any car accident that went into insurance all accident i been have been like this past week twice got hit none fault once i was just fully park. oh well is the state i see. my driving records are super clean i check with mass and the insurance there for me would b like 85% lower than what i am paying for hell.