http://home.socal.rr.com/dnickel/tmp/

I created a simple layout. Sorry, I have not completed the images.

On the left, I will create an image map with the basic information, such as promotions, opportunities, contact info, q's, disclaimer, etc.

On top top, below the logo/images, I would like a menu-type, where if you hover over it, it drags down and opens new options. Windows-like, how can I do this? Javascript? Any suggestions would help

Also, I'm debating whether to use the dark or lighter shades of blue for the main area.

Any other critique/criticism would be GREATLY appreciated

thanks in advance everyone