Hey all, if you look in the gallery you can see my accord. It is now completely totalled!

I had it parked on the side of the road in front of my house and 21 year old girl came flyin up the street and HIT it in the frong right corner. Totally taking out the fender, but not touching the door. The tire was blown and the rim had damage. ALL light housings for the passenger side of the car were taken off. It bent my hood and pushed my airbox out of its mounting place. Also pushed my battery a little towards the drivers side.

But i dont understand!! My car is worth $6025 according to state farm insurance co. So this means that the damages had to be over $4518? Thats 75% of the total value. I am SUPER PISSED! I owe $4700 on the loan and was on a $339/month for 36 month plan. This car would have been payed off october of 2004.

This would leave me with approx. $1500 CASH to go buy another car? This is redicilous! I already payed over $8100 for this car in the past two years! I dont see how this is called "reimbursment" for the damages she put on my friggin life! I now have to find a car with the low down payment i do have, and then it WILL NOT be no 12 month loan. I'll prolly end up with another 36 month loan.

Do i have grounds for suing? Cuz the way i see it. I am NOT in anyway shape or form being totally compensated for the damages done!

The only way i would call it even if they would find me a car just lke mine for $4700! Because that's how much i owe on the loan.

As you can tell, i'm steemed and very pissed off! I'd appreciate any advice you could give me to approaching this problem.

Thanks!

Dave