Originally posted by crucial Si-T
im at almost 4K debt, i want it off my back also, so when i apply for a mortgage, there will be no problem, but like you said, its an annoyance. i still need about $1200 into my car, and ill be done for a while, but i cant yet 
it wasnt an issue for applying for a home loan, between the two of us we have abotu 20k in debts i think...but its not like we're hurting either way.