Your credit score is 850 over here :hugglez:

 

that mean you're gonna lend him money?

 

he he, allllllllllllllllllright! :rockon:

 

FICO, debt-to-income and loan-to-value ratio are some of the key aspects most lenders look for. We like to look for a <80% LTV and DTI percentage rate and scores above 700 if you want the prime rate. One shouldn't expect to get a nice rate if you do something like 100% financing and your scores are in the 600s.....

 

Me? no. I just meant east coast. h:

 

and there's the info I was looking for

 

you buyin a condo deek?

 

you fawker. i already mentioned debt to credit ratio and FICO


edit: i noticed chris mentioned debt to income h:

 

also you need to take into account PITI.

Pricipal
Interest
Taxes
Insurace

the montly cost of all these should be between 28-30% of your gross income.

 

hahahaha :lmfao:










no :sad:


only thing I might be buying within the year is some land in ensenada by the beach. Just keeping things in mind for the future.