get a loan from prosper.com for less than 17%. use that loan to pay off credit card. Then pay off the new loan at a lower interest rate. SAVE $$$$ and let someone else make interest off you besides the crooked credit card companies

and always pay off as much of your credit balance as possible. Don't let the credit card companies milk you for interest. if anything have different credit cards at different payment cycles, use one to pay off another and keep all balances paid in full always! For anyone who doesn't pay bills on time though, this could be disasterous.

 

It's the American Express Blue Card (the one that's clear with a blue square in the middle). Anyway, it has no annual fee and no interest on purchases or balance transfers for 12 months. Then it goes to 11.49% APR. I read the fine print and I didn't see any hidden fees or anything.