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This is my first winter with a rwd car and I live in southern NY.
Do guys with rwd cars think its a must have?
you will regret not having snow tires when you get a big snow dump. If you rely on your vehicle everyday I would rec. them. I am a snow tire slut though.
Do you value life? There's no question that snow tires give a benefit, the question is "how much"? Upstate NY (what do you mean southern?) receives enough snowfall to warrant snow tires. I have a feeling (but no hard evidence) that snow tires will reduce collisions by 20-50%.
My opinion is to get them. Insurance companies recommend them because it reduces the chances of a collision (and possible injury to you, passengers, others).