thank you for being a card member for 8 1/2 years we are going to charge you 24.74% interest. oh we can't lower it but we will send you over to our debt consolidation debt to help you get rid of your 31k worth of debt. cause you only make "21k" a year.

then they deny me debt consolidation loan! wtf those assholes. the card is getting cancelled, fuck them in their assholes. its only 7300 on there too.

or i guess i jsut do bankruptcy and no one gets their fucking money. i used that card to buy food for a year when i was unemployed for my dad and me.

 

so they were there for you when you were down on your luck?

 

I'm fairly certain there are other banks out there.

 

I am down on my luck now cause i am having a hard time paying so they wont lower their interest. when i called them and told them i didnt have a job they didnt care. they just kep hiking up my interest rate. thanks.

it was either charge food or not eat.

anyways looking up debt consolidation right now. anyone have any luck with any?

 

24%??? WTF? u must have fucked up credit.

credit cards are dangerous.... if not used responsibly. yeah u were/are unemployed and had to charge to get food... but look at it from the lenders point of view. u just borrowed $31k within a year, but make only $21k a year. you are a high risk of defaulting on it and/or claiming bankruptcy. either way is not favorable for the lender/creditor who let you borrow that $31k. life's a bitch. its just your turn to fuck it.

 

24% is normal for any chase customer. I ask them to lower the interest rate and they did but to only 19% btw my credit score was 810 at the time. I transfer the money to another card and told them to go fck themselves and cancel all my accounts from chase.
HEY DID YOU KNOW THAT BANK OF AMERICA WAS BOUGHT BY CHASE A LITTLE WHILE AGO.
you should definitely do a debt consolidation asap.

 

Stay away from Chase.

 

u mad?

 

my credit score is fine. actually. its still pretty high. i missed 3 cc payments in my life. i am looking up debt consolidation. i might just fuck it to them and bankrupt it jones . they can have my xbox, i paid for that in cash. ha

 

Well, the essence is they did loan you the money when you needed it with no questions asked...you gotta pay them back now that you can. It sucks, but thats how the world works.