Originally Posted by
I Killed Tupac
Two things here:
1.Dont fib. It's fraud. You can tell her you fixed it yourself, and they will typically reimburse parts, plus pay you for your time (usually 10-15 per hr). They did this for me once when i had to reinstall my stereo after a bungled car burglary. I bought the gear and they paid me back, then paid me 80 bucks to put it in myself.
2.Insurance companies have a threshold where they just cut checks,usually it is $500. Meaning, if the damages are less than $500, they just cut a check, usually based on your word, or parts receipts-whatever. It is a waste of their time to even argue-they dont care.
P.S.- if they have an accident, such as yours, where their insured was at fault against a motorcycle-and it only costs them $184 bucks to be done with it, then that is a DREAM. That is the BEST DAY that adjustor will have all year. Usually, motorcycle claims are horrific, expensive, and often litigious claims that cost thousands upon thousands of dollars, residual medical, all sorts of stuff. Insurance companies sell motorcycle insurance cuz they have to, there's no money in it. Its a nightmare, you never recover your losses. I digrees. Anything motorcycle related they can clean up for a few hundred bucks is incredible and they will jump at the chance
I sold the stuff for a while
You must of sold for a crappy company then, I work for GEICO, and our powersports (motorcycle,atv,boat,etc) insurance really does make alot of money. The cost of motorcycle premium vs the actual payout and frequency of the payouts are in the insurance companies favor, and as bad as it sounds, you have a serius wreck that cost alot your either going to pay more for you insurance, or be dropped all together.
Now to the original poster, ITS NOT WORTH IT! I read about something along these exact lines every week, some insured thinks he can make a few quick bucks through the insurance company. Well got news for you, if your insruance is through any of the top 5 companies, State Farm, Allstate, Nationwide, Pregressive, GEICO then they have an entire team of people whos job it is to do nothing but verify receipts, invoices, and they raise the flag it will be investigated so completly, that there is no way to get away with it. The worst part is insurance fraud is a FELONY, doesnt matter if its for 100 bucks or 1000 your still gonna be convicted with a felony, have to pay the insurance company back, lose policy, and probably have to get insurance through the state because no one wants that risk to insure. So yea think about that