Originally Posted by
bnuk
I don't want to send them the reciepts from ebay and the salvage yard because then they will just try to lowball me. The orignal estimate and pictures of the bike after the wreck should be enough for them right? I am not required to give them any invoices if i am not asking for anything over the original estimate right?
I should not be penalized for being mechanically inclined. I just want my 184.50.
Two things here:
1.Dont fib. It's fraud. You can tell her you fixed it yourself, and they will typically reimburse parts, plus pay you for your time (usually 10-15 per hr). They did this for me once when i had to reinstall my stereo after a bungled car burglary. I bought the gear and they paid me back, then paid me 80 bucks to put it in myself.
2.Insurance companies have a threshold where they just cut checks,usually it is $500. Meaning, if the damages are less than $500, they just cut a check, usually based on your word, or parts receipts-whatever. It is a waste of their time to even argue-they dont care.
P.S.- if they have an accident, such as yours, where their insured was at fault against a motorcycle-and it only costs them $184 bucks to be done with it, then that is a DREAM. That is the BEST DAY that adjustor will have all year. Usually, motorcycle claims are horrific, expensive, and often litigious claims that cost thousands upon thousands of dollars, residual medical, all sorts of stuff. Insurance companies sell motorcycle insurance cuz they have to, there's no money in it. Its a nightmare, you never recover your losses. I digrees. Anything motorcycle related they can clean up for a few hundred bucks is incredible and they will jump at the chance
I sold the stuff for a while
