Originally Posted by TheOtherDave™
You should be fully covered as is... I don't think gap insurance makes a difference if the car is stolen and (presumably) a total loss. :hsdunno:
well, not necessarily, total loss will cover the value of the replacement of your car. if that is < what you owe, rough deal.
HOWEVER in NY state (and probably others, too) if your car is totalled within 6 months of your purchase, you will get the total amount you paid for the car included taxes etc. i learned this when i missed out by like 1 month when i rolled my gs-r
