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RB · 11-18-09, 06:32 PM

I got a letter in the mail last night.

The house I've been living in (and paying rent on time) is in foreclosure. The owner nor the property manager (who collects the rent) told me. I found out from a letter from a collection company addressed to "occupant" (we received two other letters to the husband and to the wife, I presume they say the same thing).

The owner of the place are more than $7k behind in their payments, even though I've never even had a late payment.

Time to find a new place to live!

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NOPD · 11-18-09, 06:40 PM

take some stuff from the house if you can and sell it :o

GSRRacer95 · 11-18-09, 06:42 PM

That happen to a good friend a month ago. He is still living there and not paying rent.

**Nightshade** · 11-18-09, 06:45 PM

That sucks Ryan.
Good luck on your house hunt but at least you won't have to worry about the burglar coming back through the window again.

RB · 11-18-09, 06:47 PM

Quote:

Originally Posted by Nightshade

That sucks Ryan.
Good luck on your house hunt but at least you won't have to worry about the burglar coming back through the window again.

Yeah, after the initial shock and frustration of it, I'm kind of excited to be leaving. I don't have plans yet, but living in that room gives me brief periods of anxiety at times.

***94civicEX*** · 11-18-09, 07:23 PM

Do not pay any longer!

Check to see if the loan is serviced with Fannie Mae - http://loanlookup.fanniemae.com/loanlookup/

dj02 · 11-18-09, 07:26 PM

sounds like its time for a all out bash party!

RB · 11-18-09, 07:29 PM

Quote:

Originally Posted by 94civicEX

Check to see if the loan is serviced with Fannie Mae - http://loanlookup.fanniemae.com/loanlookup/

Why would that matter?

***94civicEX*** · 11-18-09, 07:33 PM

Quote:

Originally Posted by RB

Why would that matter?

http://www.fanniemae.com/homebuyers/...r-renters.html

spanky · 11-18-09, 07:38 PM

buy the house after the .gov repo's it :o

RB · 11-18-09, 07:44 PM

Quote:

Originally Posted by spanky

buy the house after the .gov repo's it :o

a.) according to the foreclosure notice, it's going up for auction in April (assuming the mortgage payments are still behind)

b.) no way in hell I'd buy this house. Crappy location, already one break in, no thanks.

Quote:

Originally Posted by 94civicEX

http://www.fanniemae.com/homebuyers/...r-renters.html

interesting. as far as I can tell, its through freddie mac.

***94civicEX*** · 11-18-09, 07:52 PM

Quote:

Originally Posted by RB

interesting. as far as I can tell, its through freddie mac.

https://ww3.freddiemac.com/corporate/

EDIT: Nvm, you can't do that one.

RB · 11-18-09, 07:54 PM

Quote:

Originally Posted by 94civicEX

https://ww3.freddiemac.com/corporate/

a.) I don't own the mortgage, nor do I have consent to look that up :o

b.) its all moot, I don't want to buy the place.

SlowRolla · 11-18-09, 07:55 PM

Ive been hearing alot of this lately. Maybe a good opportunity to look into buying a house? Good luck with the situation.

marvinp8700 · 11-18-09, 07:57 PM

look into the eviction laws in your state. you might get 30-90 days to stay if you have some sort of lease.

***94civicEX*** · 11-18-09, 08:02 PM

Quote:

Originally Posted by RB

b.) its all moot, I don't want to buy the place.

You don't need to buy the place! In some circumstances you can be PAID to move off the premises or renegotiate to a lower rent.

**95SiR** · 11-18-09, 08:10 PM

well at least until u find a new place to move to, u dont have to pay rent

**Nightshade** · 11-18-09, 08:17 PM

Yep I would stop paying rent as of date of notice and force them to eviction proceedings while you look for alternate housing. You can go to court on this and get as much as 6 months free in the house possibly more because it is in transition at this point.

JessTD · 11-18-09, 08:52 PM

Quote:

Originally Posted by Nightshade

Yep I would stop paying rent as of date of notice and force them to eviction proceedings while you look for alternate housing. You can go to court on this and get as much as 6 months free in the house possibly more because it is in transition at this point.

unless the owner / manager know the court runarounds :o

we got it down to a week from time of application to the courts to the time the sheriff will deliver notice. our record is 3 days. you no pay your rent we boot your ass

brtecson · 11-18-09, 09:05 PM

Sucks to hear, dude.

Dude has to be a real dirtbag to still collect rent after he stopped making payments

2gr84u · 11-18-09, 11:38 PM

Quote:

Originally Posted by brtecson

Sucks to hear, dude.

Dude has to be a real dirtbag to still collect rent after he stopped making payments

I dont know that i would be so quick to jump to that conclusion, things are tough out there for a lot of people, whos to say he didnt need that money to put food on the table, put gas in the car, and basicly just survive, house payment at some point is going to slip from priority one as things get more out of control

ShaolinLueb · 11-18-09, 11:41 PM

sucks to hear. happened a lot around here to people. find a new place.

PacificDude · 11-19-09, 12:21 AM

Seems like this owner has no real clue about real estate investing

dubcac · 11-19-09, 12:41 AM

Kick his ass Arby!

Sucks to hear, but sounds like it's for the better.

**95SiR** · 11-19-09, 01:18 AM

Quote:

Originally Posted by 2gr84u

I dont know that i would be so quick to jump to that conclusion, things are tough out there for a lot of people, whos to say he didnt need that money to put food on the table, put gas in the car, and basicly just survive, house payment at some point is going to slip from priority one as things get more out of control

if thats the case then the owner shouldve told RB that he's going to have to move out in a few months. why dont u look up the listings of homeowners who are on the brink of forclosure and mail em a check for a couple months. u know, cuz things are tough out there and maybe they need to put food on the table.

jchoi · 11-19-09, 01:27 AM

yea, i could really use a check right now. any amount helps =)

and that sucks to hear man. hope you find a better place that's not too pricey. are you looking to stay around the same area or maybe even a different town?

Omie · 11-19-09, 01:45 AM

that sucks RB hope it all works out in the end for ya

**b00gers** · 11-19-09, 02:51 AM

I heard if you have an elderly person in the house, itll take forever to evict you. You should just get your dad out of the old persons home and have him live with you. Thats what Homer did :o

MarshyTheKid · 11-19-09, 05:05 AM

I've heard of people in your situation suing the owner and winning easily.

LT · 11-19-09, 09:06 AM

Move to Trenton?

11-18-09, 06:40 PM	#2
NOPD Join Date: May 2002 Location: New Orleans, LA 70128 Posts: 22,239	take some stuff from the house if you can and sell it :o __________________ 2010 NFL Champions

11-18-09, 06:42 PM	#3
GSRRacer95 Fight On! Join Date: May 2004 Posts: 10,401	That happen to a good friend a month ago. He is still living there and not paying rent. __________________ 1995 GSR 4DR

11-18-09, 07:23 PM	#6
*94civicEX* I got worms. Join Date: Jul 2000 Location: Utah Posts: 30,476	Do not pay any longer! Check to see if the loan is serviced with Fannie Mae - http://loanlookup.fanniemae.com/loanlookup/ __________________ 99 Integra GSR 06 TSX duck squad member #00003

11-18-09, 07:26 PM	#7
dj02 click click Join Date: Jul 2005 Location: cali Posts: 22,461	sounds like its time for a all out bash party! __________________ -outuvit- www.vephotos.com www.facebook.com/vephotos

11-18-09, 07:38 PM	#10
spanky I go duffy on dem bitches Join Date: Mar 2001 Location: Gonzales, Louisiana Posts: 26,638	buy the house after the .gov repo's it :o __________________ www.BayouShooter.com - Louisiana Firearm Discussion "From each according to his ability, to each according to his need." - Karl Marx

11-18-09, 06:45 PM	#4
Nightshade un-Touch'd krew Join Date: May 2001 Location: My own level of hell Posts: 49,622	That sucks Ryan. Good luck on your house hunt but at least you won't have to worry about the burglar coming back through the window again.

11-18-09, 07:55 PM	#14
SlowRolla Senior Member Join Date: Apr 2003 Location: Florida Posts: 481	Ive been hearing alot of this lately. Maybe a good opportunity to look into buying a house? Good luck with the situation. __________________ Wait...what?

11-18-09, 07:57 PM	#15
marvinp8700 if the price is fair Join Date: Oct 2008 Location: with craigorz in 5 years Posts: 1,784	look into the eviction laws in your state. you might get 30-90 days to stay if you have some sort of lease. __________________ i'm a TROLL

11-18-09, 08:10 PM	#17
95SiR hood rich Join Date: Mar 2012 Location: los josengeles Posts: 34,226	well at least until u find a new place to move to, u dont have to pay rent __________________ In Loving Memory R.I.P. Huan Vo aka woong 01.14.1979 - 11.19.2008

11-18-09, 08:17 PM	#18
Nightshade un-Touch'd krew Join Date: May 2001 Location: My own level of hell Posts: 49,622	Yep I would stop paying rent as of date of notice and force them to eviction proceedings while you look for alternate housing. You can go to court on this and get as much as 6 months free in the house possibly more because it is in transition at this point. __________________ www.dinofuelalternatives.com Contact me for all your brick needs...I have a brick for just such an occasion. "When governments fear people, there is liberty. When the people fear the government, there is tyranny." -Thomas Jefferson- "I'll keep my money, guns and freedom. You can keep the "Change."

11-18-09, 09:05 PM	#20
brtecson pukimonster Join Date: Jun 2002 Location: WI is for ballers Posts: 9,800	Sucks to hear, dude. Dude has to be a real dirtbag to still collect rent after he stopped making payments

11-18-09, 11:41 PM	#22
ShaolinLueb jigga yeah Join Date: Jun 2002 Location: springfield, MA Posts: 10,875	sucks to hear. happened a lot around here to people. find a new place. __________________ NOPD "don't provoke me, i'll fugging cum in your eyes Mr. Estrada"

11-19-09, 12:21 AM	#23
PacificDude Sharkbait OOHAHA! Join Date: Sep 2004 Location: Held hostage :o Posts: 2,814	Seems like this owner has no real clue about real estate investing __________________ Scallops...teh other white meat Wanna fight bishes? Resident Deep Sea Diver Real CRX enthusiasts = Dying breed.......haters

11-19-09, 12:41 AM	#24
dubcac I WANT WINNERS Join Date: Jan 2001 Location: The W Posts: 53,598	Kick his ass Arby! Sucks to hear, but sounds like it's for the better. __________________ 03 S2000 / Apexi / ATE / Bilstein / Mugen / T1R / Work \|\| Academy Team 52 / Union Data Pinstripe Team B.O.B.® - Ballaz on a Budget "Hip hop is so wack, the beats are fighting back And I was sent to attack, so I'm following the map"

11-19-09, 01:27 AM	#26
jchoi RIP JJ Join Date: May 2006 Location: emerald city Posts: 3,777	yea, i could really use a check right now. any amount helps =) and that sucks to hear man. hope you find a better place that's not too pricey. are you looking to stay around the same area or maybe even a different town? __________________ "I don't scratch my head unless it itches and I don't dance unless I hear some music. I will not be intimidated. That's just the way it is."

11-19-09, 01:45 AM	#27
Omie OVERHAUL ME BABY Join Date: Apr 2006 Location: inside a house Posts: 5,306	that sucks RB hope it all works out in the end for ya __________________ flipped cracka: the first time i remember touching any was way before that. i was probably 10 or so and my dad, his girlfriend (denise), and i were asleep on our couch (atleast i was pretending to be asleep) and i slipped my hand up her shirt. they were pretty small though. Xbox Gamer Tag: Omie319

11-19-09, 02:51 AM	#28
b00gers Pickle Surprise! Join Date: Jun 2001 Location: oakland, ca Posts: 54,763	I heard if you have an elderly person in the house, itll take forever to evict you. You should just get your dad out of the old persons home and have him live with you. Thats what Homer did :o __________________ .

11-19-09, 05:05 AM	#29
MarshyTheKid ٩(̾●̮̮̃̾•̃̾)۶ Join Date: Aug 2004 Location: Spokane, Washington Posts: 20,577	I've heard of people in your situation suing the owner and winning easily. __________________ 360: MarshyTheKid 1997 Subaru Legacy 2.5 GT What Am I Listening To? Never Forget 10/23/07 ٩(̾●̮̮̃̾•̃̾)۶

11-19-09, 09:06 AM	#30
LT :falafelrofl: Join Date: Jun 2002 Location: Trenton, NJ Posts: 37,784	Move to Trenton? __________________ 93 MR2 turbo \| 16psi intake exhaust 98 Cherokee sport \| 5spd 2dr stolen

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